1. Portfolio Management Services (PMS): PMS is a customized investment service offered by professional portfolio managers who manage a portfolio of stocks, bonds, and other securities on behalf of HNIs. PMS is tailored to meet the unique investment objectives of each client and is designed to provide high returns with minimal risk. PMS is a popular investment option for HNIs who have a high-risk appetite and are looking for personalized investment solutions.


2. Alternative Investment Funds (AIF): AIFs are investment vehicles that invest in non-traditional assets such as private equity, real estate, and hedge funds. AIFs are designed for sophisticated investors such as HNIs who have a high-risk appetite and are looking for higher returns. AIFs are regulated by the Securities and Exchange Board of India (SEBI) and are available in different categories such as Category I, Category II, and Category III.


3. Structured Products: Structured products are customized investment products that are designed to meet the specific needs of HNIs. Structured products are a combination of traditional investments such as stocks, bonds, and derivatives that are packaged together to create a single investment product. Structured products provide HNIs with a high degree of customization and are designed to meet their specific investment objectives.

Structured products offer HNIs the opportunity to participate in a variety of investment strategies that may not be available through traditional investment products. Structured products are also designed to offer downside protection in volatile markets, making them an attractive investment option for HNIs who are looking to manage their risk exposure.

Unlisted equities are another bet which a lot of HNIs get exposed to.These are the shares of companies that are not traded on any stock exchange. These shares are not available to the general public for trading and are usually held by a small group of investors, including promoters, founders, and high net worth individuals (HNIs). Some key features of unlisted equities include:

1. Limited liquidity: Unlisted equities are not traded on any stock exchange, which means that there is limited liquidity for these shares. Investors may find it difficult to sell their shares and may have to hold them for a long period of time.


2. Limited information: Companies that issue unlisted equities are not required to disclose as much information as listed companies. This means that investors may have limited information about the financial health and performance of the company.


3. Potentially higher returns: Unlisted equities can potentially offer higher returns than listed equities, as they are not subject to the volatility of the stock market. However, they also carry a higher risk, as the company may not be as well-established as listed companies.


4. Private placements: Unlisted equities are often issued through private placements, which are not available to the general public. They are usually offered to a select group of investors, including HNIs and institutional investors.

Investing in unlisted equities is a high-risk, high-return proposition. These investments require a high degree of due diligence and research, and investors must have a long-term investment horizon. Unlisted equities can be an attractive investment option for investors who are looking for high-growth potential and are willing to take on higher risk.

In conclusion, HNIs in India have access to a range of investment products such as PMS, AIFs, Unlisted equities and Structured Products that are designed to meet their unique investment needs and goals. It is important to work with a qualified and experienced investment advisor to help you choose the investment product that is best suited for your investment objectives and risk appetite. Reach out to us!